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A.M. Best AARP agent American annual total returns assets bill bonds broker buyers cash charges and expenses commission companies complete information cost deductions Distributor dividends doctor drugs earnings federal Fidelity Franklin Templeton free prospectus Fund Vanguard fund's future results Government Government Government Growth Fund guarantee including management fees income invest or send investors kids Kiplinger KIPLINGER'S PERSONAL FINANCE Lipper long-term LOVASTATIN MAGAZINE FEBRUARY 1995 medigap ment million minimum money fund money managers money market funds monthly months Morningstar muscle mutual fund Nasdaq no-load offer options Past performance PERSONAL FINANCE MAGAZINE portfolio profit PROSCAR prostate Read it carefully refund reinvestment risk Roto-Rooter Rowe Price sales charges savings says Schwab Scudder sell send money share price Standard & Poor's stock fund sumer tax-free TaxCut tion Treasury TYVEK U.S. Government yield