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1998 KIPLINGER'S PERSONAL Amazon.com analysts annual returns ANNUALIZED TOTAL RETURN assets bank bond funds broker Brokerage complete information Corporation cost credit card customers Distributor dividends E*TRADE earnings Equity expenses fees Fidelity Fidelity Investments fund's global Growth Fund Harte-Hanks Index Insurance Company Internet stocks invest or send investors Kiplinger KIPLINGER'S PERSONAL FINANCE long-term medicare medigap million month Morgan Stanley Morningstar mutual funds Nasdaq Nationwide November 1998 KIPLINGER'S NYSE offer options Orman Past performance PERSONAL FINANCE MAGAZINE portfolio principal value prospectus Prudential radio read it carefully receive return and principal risk Roth IRA Rowe Price sales charges savings says Securities sell Services share price SIPC SmartMoney Standard & Poor's stars stock funds stock market Strabo TERM LIFE INSURANCE tion trade Treasury bill returns Vanguard volatile Warburg Pincus Waterhouse Yield